How to Locate a Check Routing Number: 8 Steps (with Pictures) (2024)

Table of Contents
Finding the Routing Number on a Check Contacting Your Bank Expert Q&A Tips Warnings You Might Also Like References About This Article Did this article help you?
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  • Finance and Business
  • Banks and Financial Institutions
  • Checks and Checkbooks

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methods

1Finding the Routing Number on a Check

2Contacting Your Bank

Other Sections

Tips and Warnings

Related Articles

References

Article Summary

Co-authored byMichael R. Lewis

Last Updated: February 2, 2024

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When you're providing funds for an online transaction or filling out form for direct deposit, you'll often be asked for your bank's routing number. That's a nine-digit number provided by the American Banker's Association (ABA) that uniquely identifies the location of you bank account. Fortunately, it's easy to find.

Method 1

Method 1 of 2:

Finding the Routing Number on a Check

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  1. 1

    Look in the lower left hand corner of the check. That's where routing numbers are located.

  2. 2

    Look for an icon on the check. The icon is a character is from the BankerScriber MICR font.[1] It's unintelligible and is not part of the routing number.

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  3. 3

    Identify the first nine numbers. All routing numbers are nine numbers. The first nine numbers in the lower, left-hand part of your check after the MICR character is your routing number.

    • Be sure to exclude any preceding MICR characters when determining your routing number.
    • Following your routing number, the next set of numbers, up until the next MICR character, is your account number.
    • The number following the MICR character at the end of the account number should match your check number.

  4. 4

    Confirm your routing number by using symbols. The MICR symbols designating your routing number looks like a vertical line on the left, with two squares, one on top of the other, on the right. The numbers between those characters is your routing number.

  5. 5

    Examine the first digit of your routing number. All routing numbers begin with the number 0, 1, 2 or 3.

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Method 2

Method 2 of 2:

Contacting Your Bank

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  1. 1

    Check online for your bank's routing number. Remember, the routing number isn't secure, so it's publicly available. You can often find it online.

    • Visit your bank's website and look for a link that will provide information about routing numbers. Often, banks have routing number information published online.
    • Google your bank's name plus the words "routing number." If you can't find it by looking directly at your bank's website, try Google. You might be surprised at how often you can find something with Google that you can't find easily at a company site.

  2. 2

    Call your bank and ask for the routing number. One of the most reliable ways to get an accurate routing number is to talk to someone who's actually experienced in providing that information.

  3. 3

    Visit your bank and ask a customer service representative for the routing number. If you'd like to work with someone locally, instead of at a call center, you should visit your bank and talk to someone who can provide you with your routing number.

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Expert Q&A

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      Tips

      • The symbols used to delineate your routing number and account number do not represent any specific numeral. When identifying your routing number, it is not necessary to note the presence of the symbol.

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      • If your bank routing number begins or ends with the number 0, be sure to include it when you supply your routing number.

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      How to Locate a Check Routing Number: 8 Steps (with Pictures) (13)

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      Warnings

      • Don’t rely on a deposit slip to find your routing number. Depending on the bank, the numbers listed on a deposit slip may be different from the numbers listed on a check.

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      About This Article

      How to Locate a Check Routing Number: 8 Steps (with Pictures) (28)

      Co-authored by:

      Michael R. Lewis

      Business Advisor

      This article was co-authored by Michael R. Lewis. Michael R. Lewis is a retired corporate executive, entrepreneur, and investment advisor in Texas. He has over 40 years of experience in business and finance, including as a Vice President for Blue Cross Blue Shield of Texas. He has a BBA in Industrial Management from the University of Texas at Austin. This article has been viewed 522,468 times.

      97 votes - 88%

      Co-authors: 22

      Updated: February 2, 2024

      Views:522,468

      Categories: Checks and Checkbooks

      Article SummaryX

      To locate a routing number on a check, look at the bottom, left hand corner of your check. The routing number will start with a 0, 1, 2 or 3. If you’re still unsure that you have the right numbers, Google your bank's name plus the words "routing number" or call your bank’s customer service. For more detailed descriptions of how to find the routing number and to know what those other numbers are on the bottom of your check, keep reading.

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      How to Locate a Check Routing Number: 8 Steps (with Pictures) (2024)
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